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Rating: 4.9. Number of organizations: 59
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Countries: All
Operating system: Windows, Android, macOS
Group of programs: USU Software
Purpose: Business automation

Program for credit cooperative

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Program for credit cooperative - Program screenshot

The program of credit cooperatives is one of the configurations of the USU-Soft program developed to e used in microfinance organizations, which include credit cooperatives. The automated management of a credit cooperative improves the quality of all types of accounting - shareholders, contributions, loans, etc. The program of the credit cooperative is installed by the developer remotely on digital devices with the Windows operating system if there is an Internet connection; the location of the credit cooperative can be as far as you like. For installing and configuring the software, the distance does not matter at the current level of technology. This software of a credit cooperative is distinguished by an intuitive interface and easy navigation, which not all programs can boast of. This, in fact, means that the computer program of a credit cooperative is simple and accessible to all users, regardless of whether they have custom skills or not. The credit cooperative is a voluntary organization and provides credit services to its members, receiving loan repayments in the form of regular payments with interest established by the credit cooperative. Therefore, it is important for a credit cooperative to organize accounting of funds from the point of view of both the shareholder and the borrower in one person.

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The program of credit cooperatives makes it possible to keep this record in automatic mode, which improves its quality, since such a mode excludes the human factor, forms the database of credit cooperative members in the CRM format, registers contribution transactions, differentiating them into introductory, membership, share, supports different conditions for the issuance of borrowed funds, forms repayment schedules. At the same time, the calculation of interest is also the competence of the program, which is important in the case when payments are tied to the current exchange rate, and repayment is made in national equivalent. Here, it is important for the credit cooperative to recalculate payments in accordance with the change in the exchange rate when it jumps, especially if several different currencies are involved in the loan, which is also quite possible, since the software supports settlements with several currencies at once. Thanks to the installed software, the credit cooperative receives not only the correct management and solution of monetary issues, but also automatically prepared documents for any purpose, which is also very convenient, since manual compilation is fraught with inaccuracies.


When starting the program, you can select the language.

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The program operates with all the values available in it, pointwise selecting the required and placing them on an independently selected form, a set of which has been previously enclosed in the program to perform such a task. In this case, the software selects the form that corresponds to the request and issues it with details and a logo. Documents independently generated by the program include contracts. The fact that the software independently performs all the calculations is the subject of the calculation, which is configured when the program is first launched, taking into account the recommendations and methods of calculations. They are contained in the regulatory and reference database collected by the financial services industry, which is regularly updated by monitoring legislative acts, regulations, resolutions adopted in this area. Therefore, its information is always relevant, and the documentation generated by the program takes into account all changes adopted by law and displayed in the database, and the calculations performed are subject to all conditions corresponding to today's requirements, which have recently become more stringent in relation to credit cooperatives.

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Program for credit cooperative

The program grants different access rights to users - according to the competence and level of authority, so everyone sees only the information that he is supposed by rank. To ensure such dosed access, logins and security passwords are used, which are assigned individually to each user of the program. For work, the user also uses individual electronic forms, where he or she enters the information in the course of performing his or her duties and is personally responsible for them. Moreover, all the information will have a "tag" in the form of a login, which allows the manager to control the quality of work and the reliability of user data. This separation allows you to ensure the confidentiality of financial information for each shareholder and the organization as a whole, to have an objective idea of both the shareholder and the user. Since the software organizes information, conveniently distributing it across different databases, and can present a report on activities at any time. The program allows several users to work at the same time without the conflict of saving data - a multi-user interface solves the problem.

The program offers users to personalize their workplace by choosing the option they like from more than 50 suggested for the interface design. Interaction between all departments is provided by an internal notification system - it purposefully sends pop-up windows in the corner of the screen to responsible persons. The pop-up window is active - clicking on it gives a link to the document indicated in the window, or translates it into a general discussion format, which is practiced in electronic approval. The program offers electronic communication in the form of voice messages, Viber, SMS, e-mail - it is used to inform the client about payments and to organize various mailings. The program supports mailings of any format - personal, group. Interaction with clients is recorded in the CRM system, where each has his or her own personal file with the history of relations, documents, photographs, mailing texts, and complaints, etc. The software automatically sends notifications about the dates of the next installment, about changes in the current exchange rate, recalculation of the amount of payment, about delays, etc. To manage loans and contributions, a loan database is formed, where each loan has its own status and color to it, characterizing the current state.

The software automatically changes status and color when the status of the loan changes based on the operation registered by the user in relation to it. The software does not have a subscription fee - its cost determines the set of functions and services, which can always be supplemented with new ones as needed. If the organization has geographically remote offices and branches, they will have a common information field, which allows you to summarize all activities for accounting. The USU-Soft system is easily integrated with digital equipment, including warehouse equipment, such as a fiscal registrar, a bill counter, a barcode scanner, and a receipt printer. Integration with equipment improves the quality of work operations and services - these can be both ordinary services and exclusive ones, including video surveillance and scoreboards. The USU-Soft provides analytical, statistical reports at the end of the reporting period - the only ones in this price range, in other offers they are not.