Mulingo: 4.9. Chiwerengero cha mabungwe: 243

Mayiko: Zonse
Opareting'i sisitimu: Windows, Android, macOS
Gulu la mapulogalamu: Zodzichitira zokha

Mapulogalamu USU

Kuwerengera kwa kubweza ngongole

Kusintha mwachangu.
Kodi tsopano mukufuna kuchita chiyani?

Ngati mukufuna kudziwa pulogalamuyo, njira yofulumira kwambiri ndikuwonera kanema wathunthu, ndiyeno koperani mawonekedwe aulere ndikugwira nawo ntchito. Ngati ndi kotheka, pemphani ulaliki kuchokera ku chithandizo chaukadaulo kapena werengani malangizowo.

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  Lumikizanani nafe Pano
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  Kodi kugula pulogalamu?
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  Onani chithunzi cha pulogalamuyo
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  Onerani vidiyo yokhudza mwambowu
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  Tsitsani mtundu wa makina
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  Buku la malangizo
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  Fananizani masinthidwe a pulogalamuyi
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  Werengani mtengo wa mapulogalamu
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  Werengani mtengo wamtambo ngati mukufuna seva yamtambo
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  Kodi wopanga ndi ndani?

Chiwonetsero cha pulogalamu

Ngongole ndi gawo limodzi lamabanki ndi ma MFIs ndipo nthawi zambiri zimakhala zopindulitsa. Ngongole zitha kuperekedwa kwa onse payekhapayekha komanso mabungwe azovomerezeka ndipo mulingo wampikisano umadalira kuthamanga kwa nkhani, mtundu wa ntchito, komanso mulingo wounikira solvency. Ngati nthawi yocheperako idzagwiritsidwa ntchito pokambirana ndi kusankha zopereka ngongole, ntchito zambiri zitha kuganiziridwa pantchito imodzi. Kuti mukwaniritse bwino kubweza ngongole panthaŵi yake, pamafunika kuti muyambe kuwunika zoopsa zonse, kusonkhanitsa ndikusanthula zambiri za kasitomala momwe angathere. Ngati mugwiritsa ntchito njirayi pogwiritsa ntchito pepala, ndiye kuti pali kuthekera kovomereza zolakwika zilizonse, poyang'ana deta zofunika, zomwe sizimasinthidwa mukasinthira mtundu wamagetsi. Mapulogalamu amakono amatha kukwanitsa zopempha za eni mabizinesi kuti azitha kuwongolera zochitika kubanki, kuchepetsa kuwerengetsa kwa kubweza ngongole, ndikupanga maziko ofanana ku dipatimenti yowerengera ndalama. Kusonkhanitsa kwachidziwitso, kutumizira mwachangu ofunsira, kudzakuthandizani kupanga zisankho zanzeru pakubweza ngongole. Kwa ogwira ntchito, pulogalamuyi idzakhala yothandizira pakuchita ntchito za tsiku ndi tsiku.

Ifenso tikukupatsani kuti musawononge nthawi kufunafuna yankho labwino koma kuti muwone pomwe pa USU Software, yomwe imagwirizana ndi zomwe bungweli lachita. Popanga pulogalamuyi, akatswiri athu oyenerera adasanthula zofunikira zonse za pulogalamu yowerengera ndalama, adasanthula magawo azovuta za gulu lachitatu, ndikupanga nsanja yomwe ingakwaniritse zofunikira, ndikupanga mawonekedwe pamfundo mlengi amatheketsa kusankha ntchito zofunikira zokha, palibe chopepuka komanso chosokoneza magwiridwe antchito. Kugwiritsa ntchito kumatsogolera ku njira zonse zopezera ndikuwongolera ngongole, kuwunika kubweza ngongole kwakanthawi, ndikuwonetsa zisonyezo zofunikira pakuwerengera. Kukonzekera kwa pulogalamuyi kumathandiza ma MFIs ang'onoang'ono ndi mabanki akuluakulu, kotero kuyang'anira bwino kudzakhala kofanana kwambiri. Ngati bungwe lanu lili ndi netiweki yayikulu, nthambi zomwe zabalalika, ndiye kuti pali kuthekera kokhazikitsa malo azomwe mungagwiritse ntchito intaneti, ndikuwongolera pakati.

Kodi wopanga ndi ndani?

Tsopano, ndikosavuta kuyang'anira kubweza ngongole za ngongole chifukwa cha mawonekedwe olingaliridwa bwino, omveka bwino, omwe aliyense amatha kudziwa, ngakhale sanadziwe kale izi. Ntchito yayikulu pakuwerengetsa ngongole yobweza ngongole imayamba pambuyo pamakonzedwe amkati, omwe amakhala ndi kudzaza nkhokwe ndi chidziwitso chonse cha makasitomala, ogwira ntchito, makontrakitala, kuphatikiza ma tempuleti, zitsanzo za zolembedwa, kutanthauzira zowerengera zowerengera, ndi ena. Zochita pakadali pano ziphatikizira kulowetsa zatsopano kutengera momwe pulogalamuyo imangodzazira mafomu omwe amafunikira. Nthawi yomweyo, tikufuna kudziwa kuti zidziwitso za ma accounting ndizolumikizana kwambiri, pogwiritsa ntchito mawindo onse, omwe amalola kusanthula mitundu yonse ya data mumasekondi ochepa mukamapanga mgwirizano, ndikupanga chisankho pakupereka ngongole. Pokonzekera zolemba, pulogalamuyo imalowa mumafomu okhudzana ndi kasitomala, chindapusa, nthawi yobweza ngongole, chiwongola dzanja, ndikuwonetsa kuchuluka kwa chindapusa, chomwe chitha kuchitika ngati chingachedwe. Mgwirizano womalizidwa umasamutsidwa kupita ku dipatimenti yowerengera ndalama kuti akawerengere zowerengera ndi kuwerengera. Ngongole iliyonse imakhala ndi kusiyanasiyana kwake pamtundu ndi kusiyanasiyana, komwe kumalola manejala kuzindikira msanga mgwirizano ndi nthawi yobweza ngongole.

Kuwerengera kwa malo obwezera ngongole kumapereka mwayi wokumbutsa ndikuchenjeza, kuthandiza ogwiritsa ntchito kuti asayiwale ntchito imodzi yofunikira kapena kudziwa kuti kulibe kubweza ngongole. Kuwerengetsa kwa ndalama kumatha kupangidwa ndi dongosololi mumitundu yosiyanasiyana, kutsatiridwa ndi kusiyana kosinthira ndalama. Ngati kuli kofunika kuwonjezera ndalama zobwereketsa, pulogalamuyo imangowerengera zinthu zatsopano, ndikupanga zolemba zowonjezera chimodzimodzi. Kugwirizana ndi muyezo wowerengera ndalama pobweza ngongole kubanki m'magawo onse kumathandizira kukulitsa kuthamanga kwa ntchito, kuchepetsa mtengo wa kulumikizana, zolemba maakaunti, ndi kasamalidwe ka zikalata. Kukhazikitsa mapepala, zochita, ndi mgwirizano kumachotsa ntchito zambiri kwa ogwira nawo ntchito, kupatula nthawi. Kuwongolera kwa zisonyezo zandalama mu dipatimenti yowerengera ndalama kubanki kumathandizidwa ndi USU Software, yomwe imathandizira kupeza zambiri zolondola komanso zofunikira.

Tsitsani mtundu wa makina

Mukamayambitsa pulogalamuyi, mutha kusankha chilankhulo.

Kodi womasulirayo ndi ndani?

Kukonzekera kumatha bwino kuthana ndi kulumikizana kwakunja ndi omwe angakhale makasitomala ku banki. Kalata yamakalata kudzera pa SMS, imelo, ndi Viber zimakupatsani mwayi wodziwitsa zakukwezedwa kwanthawi zonse, zinthu zatsopano zobwereketsa, masiku oyenera obwezera ngongole. Komanso, sinthani mawonekedwe amawu. Dongosolo lowerengera ndalama limapanga nkhokwe imodzi ya omwe adzalembetse, chifukwa cholumikizidwa ndi nsanja zina. Kuchitira lipoti pulogalamuyi kumakonzedwa mosavuta, ndikupanga zowerengera zabwino kwambiri pakubweza ngongole. Mabanki ndi ma MFIs amatha kutsata ndalama zomwe zikubwera, kuzigawa m'makalata, ndi wobwereka, kumangogawa ndalamazo kwa wamkulu, chiwongola dzanja, ndi zilango, ngati alipo, ndipo nthawi yomweyo, kudziwitsa owerengera ndalama za kulandira ndalama. USU Software imathandizira eni mabizinesi kuti azisunga mbiri yabwino ndikupanga phindu lochulukirapo!

Pogwiritsa ntchito nkhokwe yosungitsira ntchito, magwiritsidwe osiyanasiyana amagwiritsidwa ntchito, ndi ma department onse aku bank ndi nthambi. Khadi lapadera limapangidwira kasitomala aliyense, lomwe limakhala ndi zambiri zamalumikizidwe, mapanga zikalata, mbiri ya zopempha, ndi ngongole zomwe adapereka. Kupititsa patsogolo kulumikizana ndi omwe angabwereke ndalama, chifukwa cha kukonza mapulani ndi kuwerengera masiku omalizira kumaliza ntchito, kukonza chifukwa cholumikizirana ndikuyankha kuchokera kwa ogwira ntchito, kuyang'anira zochitika zamadipatimenti.

Sungani zowerengetsa zakubweza ngongole

Gulani pulogalamu yopangidwa kale

Komanso inu mukhoza kuyitanitsa mwambo mapulogalamu chitukuko

Ngati muli ndi zofunikira za mapulogalamu apadera, yitanitsani chitukuko cha makonda. Ndiye simudzasowa kuzolowera pulogalamuyo, koma pulogalamuyo idzasinthidwa kunjira zamabizinesi anu!

Kuwerengera kwa kubweza ngongole