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Yonke inhlangano isebenzisa izindlela zokukhokha ezihlukene. Amakhasimende angakhokha ngezindlela ezahlukene ngokuthenga izimpahla noma amasevisi. Futhi inkampani ngokwayo ingakhokhela abahlinzeki ngezindlela ezahlukene.
Esikhathini sethu sokuncintisana okuthuthukisiwe, kubaluleke kakhulu ukwazi ukuthi ungalahlekelwa kanjani iklayenti. Abantu abahlukene bakhetha izindlela zokukhokha ezihlukile. Abanye abantu bakhokha ngokheshi. Abanye bahamba nekhadi lasebhange. Kanti abanye abafuni ngisho nokuphatha ikhadi ukuze bangalahlekelwa yilo. Bangakwazi ukukhokhela izimpahla noma amasevisi besebenzisa ikhodi ye-QR kufoni yabo. Futhi, ungakhohlwa ngesizukulwane esidala sabantu abafuna ukungaphuthelwa njengamakhasimende. Amakhasimende eminyaka awamukeli yonke into entsha. Ngokuvamile bakhetha ukusebenzisa ukheshi.
Ukuze ungaphuthelwa yinoma yiliphi kulawo noma amanye amakhasimende, inkampani idinga ukuzivumelanisa nekhasimende ngalinye. Ukuze ungalahlekelwa amakhasimende amasha namadala, udinga ukuhambisana nezikhathi. Umgomo oyinhloko wanoma yiliphi ibhizinisi ukwenza imali . Ukuze ufinyelele esiteji lapho iklayenti isilungele ukuthenga okuthile kuwe, udinga ukuchitha isikhathi esiningi nomzamo. Ngakho-ke, noma yimuphi umphathi uzokujabulela ukunikeza ukwesekwa kwezindlela zokukhokha ezahlukene. Inhlangano ngayinye ivame ukugxila kumakhasimende ngaphandle kwezinkinga, ukuze ingalahlekelwa amakhasimende nemali. Inkampani ngayinye izama ukuyisebenzisa ngokugcwele, ngakho-ke kuyoba lula ukuphendula umbuzo wokuthi ungaphuthelwa kanjani iklayenti!
Indlela yokukhokha ngayinye inezinzuzo zayo kanye nokubi. Amakhadi asebhange athathe indawo yemali, kodwa awakwazi ukuwashintsha ngokuphelele. Inzuzo yokukhokha ngekhadi lasebhange ukuthi awudingi ukuphatha ukheshi, ongayebiwa. Lokhu kulula kakhulu uma udinga ukukhokha imali eningi kakhulu.
Kodwa ukukhokha ngekhadi lesikweletu akulula kangako kumthengisi. Ngenkokhelo ngayinye edlula ebhange, umdayisi uphoqeleka ukuthi akhokhe iphesenti elincane ebhange ukuze lixoxisane. Le sevisi ibizwa ngokuthi ukuzuza . Futhi uma kukhona abathengi abaningi, ngisho namakhomishini amancane asebhange ahlanganisa inani elibonakalayo lemali elahlekile.
Ngaphezu kwalokho, ezinye izinhlangano zingase ziqhube ukugcinwa kwamabhuku okuphindwe kabili: "omhlophe" kanye "nomnyama". "I-White Accounting" isemthethweni. "Black bookkeeping" - engekho emthethweni, okungukuthi, yangempela. Futhi inkinga ukuthi kufanele ukhombise ekubalweni kwentela yonke imali engene ebhange. Ngoba noma yimuphi umbuso ulawula inzuzo yosomabhizinisi. Futhi, uma izintela zikhokha inzalo enanini elincane kunalo elitholwe ku-akhawunti yasebhange, khona-ke ngokushesha umbuso uzosola ukuthi kukhona okungalungile. Ama-akhawunti asebhange azovinjwa. Futhi isheke lesifundazwe lizothunyelwa enhlanganweni. Inkampani izolahlekelwa yisikhathi nemali eningi ngendlela yenhlawulo futhi ilahlekelwe imali engenayo ngesikhathi sokuphumula.
Kubathengi, ukukhokha ngekhadi lesikweletu nakho kunezingozi ezithile. Ngokwesibonelo, umthengi angasebenzisa imali eningi ekhadini kunaleyo ebhalwe emholweni wakhe. Ezimweni ezinjalo, umbuso uzophinde uqaphele ukuthi awukwazi ukusebenzisa imali engaphezu kwaleyo oyiholayo. Kulokhu, umthengi uzofaka yena kanye nomqashi wakhe esikhundleni. Ngoba iziphathimandla zombuso zizohlola zombili. Umthengi uzohlolelwa imali engenayo engadalulwanga. Futhi umqashi uzobhekwa ukugcinwa kwamabhuku okuphindwe kabili kanye nokukhishwa "kweholo elimpunga". "Iholo elimpunga" iholo elingekho emthethweni elingakhokhiswa intela.
Futhi, inkinga enkulu ngamakhadi asebhange yembulwa ezimweni eziphuthumayo lapho ugesi noma i-intanethi ivaliwe. Yebo, esikhathini sethu sosizi zikhona izimo ezinjalo. Itheminali yasebhange ngeke ikwazi ukwamukela ikhadi, kuzodingeka ugijimele ku-ATM uyofuna ukheshi.
Futhi ngokushesha uzobhekana nenye inkinga lapho usebenzisa amakhadi asebhange - lena ikhomishini yokukhipha imali ku-ATM. Abaningi bakhokha imiholo yabo ekhadini. Kodwa-ke ibhange lizithathela lona ingxenye yemali ngokujabula lapho likhipha ukheshi ku-ATM.
Naphezu kwakho konke ukungalungi kokusebenzisa amakhadi asebhange, ohulumeni abaningi bathuthukisa ubuchwepheshe bamabhange ezingeni likahulumeni. Emazweni amaningi kunomthetho lapho zonke izinhlangano kufanele zamukele inkokhelo ngamakhadi asebhange ngaphandle kokwehluleka.
Uhlelo lwe -USU alubeki lutho kubasebenzisi bayo. Unelungelo lokukhetha ngokuphelele noma yiziphi izindlela zokukhokha ozithandayo. Wafake ohlelweni futhi uwasebenzisele inzuzo yebhizinisi lakho.
Lapho eyakho igcwele lwemibhalo lwezimali osebenza ngayo, ungenza uhlu "izindlela zokukhokha" .
Izindlela zokukhokha yizindawo lapho imali ingahlala khona. Lokhu kubandakanya ' umfaki-zimali ', lapho amukela khona inkokhelo eyikheshi, kanye ' nama-akhawunti asebhange '.
Ungakwazi 
sebenzisa izithombe zanoma yimaphi amanani ukukhulisa ukubonakala kolwazi lombhalo.
Uma unikeza umsebenzi othile imali embikweni omncane ukuze athenge okuthile bese ebuyisela ushintshi, isisebenzi esinjalo singabuye sengezwe lapha ukuze silandelele ibhalansi yemali yakhe.
Chofoza kabili ukuze uvule indlela yokukhokha ngayinye ukuhlela bese uqinisekisa ukuthi inesifanele esikhethiwe "imali" . Uma kudingeka, shintsha uhlobo lwemali.
Ungakwazi ngisho nokufaka igama lohlobo lwemali egameni lendlela yokukhokha, isibonelo: ' I-akhawunti yasebhange. I-USD '. Futhi uma imali ingacacisiwe ngokucacile, khona-ke kuzobhekwa ukuthi indlela yokukhokha iwuhlobo lwemali lukazwelonke.
Sicela uqaphele ukuthi izindlela zokukhokha zimakwe ngamabhokisi okuhlola athile.
Ingasethwa "okuyisisekelo" indlela yokukhokha, ukuze esikhathini esizayo, lapho wenza inkokhelo, ishintshwe ngokuzenzakalelayo futhi isheshise inqubo yomsebenzi. Leli bhokisi lokuhlola kufanele lihlolelwe indlela yokukhokha eyodwa kuphela.
Uma usebenzisa imali yomgunyathi ukukhokhelana, yihlole "imali ebonakalayo" .
Izikhungo zezokwelapha zisebenzisana nezinkampani zomshwalense. Uma ungeza inkampani yomshwalense njengendlela yokukhokha, ungakhohlwa ukuyimaka "umaka ohambelanayo" .
Uphawu lokuhlola olukhethekile kufanele lubekwe eduze kwendlela yokukhokha "amabhonasi" . Amabhonasi ayimali ebonakalayo ongayiqongelela amakhasimende ukuze ephishekele amabhonasi asebenzise imali yangempela eyengeziwe.
Funda ukuthi ungasetha kanjani ibhonasi enqwabelene ngenombolo yekhadi .
Funda indlela yokumaka inkokhelo lapho usebenza nenkampani yomshwalense .
Lapha kubhaliwe ukuthi imaka kanjani ukutholwa noma ukusetshenziswa kwezimali kunoma yiliphi ideski lemali noma i-akhawunti yasebhange.
Bona ngezansi ukuze uthole ezinye izihloko eziwusizo:
Ukuboniswa kolwazi
I-Universal Accounting System
2010 - 2024
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