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Operating system: Windows, Android, macOS
Group of programs: Business automation

Spreadsheets for microloans

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Quick transition.
What do you want to do now?

If you want to get acquainted with the program, the fastest way is to first watch the full video, and then download the free demo version and work with it yourself. If necessary, request a presentation from technical support or read the instructions.



Spreadsheets for microloans - Program screenshot

Microloans business requires organization and accounting tools, and one of the most effective tools is the USU-Soft microloan spreadsheets. However, the use of MS Excel spreadsheets and manual calculations and lending operations can lead to significant errors, due to which there is a loss in the company. To achieve high results of work and maximize profits, it is necessary to work in the USU-Soft spreadsheets, calculations in which are carried out in an automated mode. This will ensure accurate analytics and microloan cash balances, which are essential to maintaining a reasonable level of profitability. The optimal solution to this problem is the purchase of the appropriate software of spreadsheets management, which makes the work visual and operational. The USU-Soft program of microloans spreadsheets offers its user a comprehensive solution to any problems related to both the organization and the implementation of various work processes. The software developed by our specialists systematizes all areas of activity in the most efficient way, which maximizes the effectiveness of the work.

Who is the developer?

Akulov Nikolay

Expert and chief programmer who participated in the design and development of this software.

Date this page was reviewed:
2024-04-26

This video can be viewed with subtitles in your own language.

The software provides its users with various tools that are always effective in use: convenient data directories, a visual database of tracking microloans, analytical tables, an electronic document management system, means of informing borrowers and much more. You can not only register loans, calculate interest and payments to be paid, but also monitor timely repayment, calculate fines and discounts of regular customers, as well as keep records of clients, evaluate the activity of concluding transactions and the financial performance of each operating day. All information on the issued microloans is consolidated in a single table, in which you can find the loan you need quickly and easily: for this, it is enough to use filtering by any criterion (issuing department, responsible manager, date or status). For each loan transaction, you see the current stage of work, reflected in the status, as well as information about the repayment of debt, both principal and interest. The intuitive interface of the program of microloans spreadsheets allows you to systematize and track all issued microloans in real time. The spreadsheet is simple and convenient, so there are no difficulties in maintaining it for users with any level of computer literacy.


When starting the program, you can select the language.

Who is the translator?

Khoilo Roman

Chief programmer who took part in the translation of this software into different languages.

Choose language

Drawing up contracts of each microloan does not take your managers a lot of working time: users only need to select several parameters about the accepted microloan, the settlement currency, the amount and method of calculating interest on the microloan, etc., and the program of microloans spreadsheets automatically fills out the contract. After that, cashiers receive a notification in the system of spreadsheets accounting that it is necessary to prepare a certain amount of credit funds for issuance. In order to optimize working hours and more promptly inform borrowers, your employees have at their disposal such means of communication as sending letters by e-mail, sending SMS messages, Viber service and even voice calls. You can set up automatic calls to clients, during which a pre-typed text is played back in voice mode, informing about the arisen debt on a micro loan or ongoing discounts and special events. This frees up a resource of your managers' time, and they are able to focus on more active sales of services. The USU Software provides analytical spreadsheets for micro loans, which display the company's financial results and their dynamics.



Order spreadsheets for microloans

To buy the program, just call or write to us. Our specialists will agree with you on the appropriate software configuration, prepare a contract and an invoice for payment.



How to buy the program?

Installation and training are done via the Internet
Approximate time required: 1 hour, 20 minutes



Also you can order custom software development

If you have special software requirements, order custom development. Then you won’t have to adapt to the program, but the program will be adjusted to your business processes!




Spreadsheets for microloans

Visual charts show information on the dynamics and structural changes in income, expenses and profit indicators, and you also have access to data on cash balances and financial movements in all bank accounts and in the company's cash desks. With our computer spreadsheets system, you are able to keep accurate records and organize processes in the best possible way! Microloan management becomes both easier and more efficient, as you can use automated settlement mechanisms and exercise control in real time. Analytical spreadsheets, graphs and diagrams make the process of management and financial accounting clearer. This allows you to easily identify the most profitable areas of development and find ways to optimize costs. Various categories of information are stored in organized directories, the data in which can be updated by users. Managers manage the client database by uploading photographs and documents that relate to borrowers.

The flexibility of the software settings makes it suitable in different companies, since the program of spreadsheets control takes into account the individual characteristics and requirements of doing business. The USU Software is used by both financial companies and micro-credit organizations of any size, private banks and pawnshops. The spreadsheets’ system interface and spreadsheets in it can be customized according to the corporate style of the company, and also supports logo upload. If your financial enterprise has multiple branches, you can organize and control each department closely. In addition, the management has access to personnel monitoring: the program of spreadsheets management indicates which tasks and in what time frame were completed by employees. You can form such documents as contracts for the issuance of microloans and additional agreements to them, cash orders and acts, various notifications.

Reporting and documentation will be uploaded on letterhead with details, while forms for documents can be configured in advance. Electronic document management allows you to get rid of the routine work with papers and focus on solving more important tasks. Management analytics tools allow you to assess the current state of the business and develop effective plans of its further development. You can keep records of a microloan in foreign currency and make money on the exchange rate difference, since the monetary amounts are recalculated at the current exchange rate when the loan is extended or repaid. The USU-Soft is distinguished by its versatility, as it allows operations with microloans not only in any currencies, but also in different languages.